Overview
Piramal Finance is one of India's most trusted financial institutions, offering flexi overdraft loan products designed for working professionals, entrepreneurs and businesses across India. With a focus on digital-first lending, competitive interest rates, and fast disbursal, Piramal is a popular choice on OneLoan.
Key Features
- Interest rate 14.00% – 20.00%
- Maximum amount ₹1 Crore
- Tenure 12 – 60 months
- Processing fee Up to 2.0%
- 100% digital application
- Disbursal within 24-72 hours for eligible applicants
Fees & Charges
Processing FeeUp to 2.0%
PrepaymentNil after 6 months (lender discretion)
Late Payment₹500 – ₹1,500 per instance
Loan Cancellation₹1,000 + GST
Eligibility
- Age 21-60 years
- Salaried with min income ₹25,000/month
- CIBIL score 700+
- Indian resident
Documents Required
- PAN & Aadhaar
- Income proof (Salary slips / ITR)
- Bank statements (3-12 months)
- Address proof
- Photograph
Piramal EMI Calculator
₹5.00 L
₹50,000₹1.00 Cr
11.00%
628
36 months
684
- Interest
- Principal
Monthly EMI
₹16,369
Total Interest
₹89,297
Total Payment
₹5,89,297
FAQs
Frequently Asked Questions
Related Offers
Bajaj Finance Ltd
RBI Registered Lender
Indicative
Interest Rate
13.00% – 18.00%
Max Amount
₹1 Crore
Tenure
12 – 60 months
Kotak Mahindra Bank
RBI Registered Lender
Indicative
Interest Rate
12.50% – 18.00%
Max Amount
₹2 Crore
Tenure
12 – 60 months