Business Loan
Business Loans up to ₹2 Crore
Working capital, expansion, inventory, equipment — get collateral-free business loans designed for MSMEs, startups, and growing enterprises.
Starting Rate
11.90% p.a.
Max Amount
₹2 Crore
Tenure
Up to 60 months
Lenders
Compare Business Loan Offers from Leading Banks & NBFCs
All rates and terms are indicative. Final approval and offers are at the lender's discretion.
HDFC Bank
RBI Registered Lender
Indicative
Interest Rate
11.90% – 21.35%
Max Amount
₹75 Lakh
Tenure
12 – 48 months
ICICI Bank
RBI Registered Lender
Indicative
Interest Rate
12.50% – 19.00%
Max Amount
₹2 Crore
Tenure
12 – 48 months
Axis Bank
RBI Registered Lender
Indicative
Interest Rate
14.25% – 21.00%
Max Amount
₹75 Lakh
Tenure
12 – 60 months
Kotak Mahindra Bank
RBI Registered Lender
Indicative
Interest Rate
16.00% – 22.00%
Max Amount
₹75 Lakh
Tenure
12 – 48 months
IDFC FIRST Bank
RBI Registered Lender
Indicative
Interest Rate
14.50% – 24.00%
Max Amount
₹1 Crore
Tenure
12 – 48 months
IndusInd Bank
RBI Registered Lender
Indicative
Interest Rate
14.00% – 22.00%
Max Amount
₹1 Crore
Tenure
12 – 60 months
Bandhan Bank
RBI Registered Lender
Indicative
Interest Rate
14.00% – 22.00%
Max Amount
₹50 Lakh
Tenure
12 – 48 months
Yes Bank
RBI Registered Lender
Indicative
Interest Rate
13.50% – 21.00%
Max Amount
₹75 Lakh
Tenure
12 – 60 months
Bajaj Finance Ltd
RBI Registered Lender
Indicative
Interest Rate
14.00% – 26.00%
Max Amount
₹80 Lakh
Tenure
12 – 96 months
Aditya Birla Finance
RBI Registered Lender
Indicative
Interest Rate
13.00% – 24.00%
Max Amount
₹1 Crore
Tenure
12 – 60 months
Tata Capital
RBI Registered Lender
Indicative
Interest Rate
14.00% – 22.00%
Max Amount
₹75 Lakh
Tenure
12 – 60 months
Poonawalla Fincorp
RBI Registered Lender
Indicative
Interest Rate
14.00% – 22.00%
Max Amount
₹50 Lakh
Tenure
12 – 60 months
Piramal Finance
RBI Registered Lender
Indicative
Interest Rate
15.00% – 24.00%
Max Amount
₹50 Lakh
Tenure
12 – 60 months
Axis Finance
RBI Registered Lender
Indicative
Interest Rate
14.00% – 22.00%
Max Amount
₹1 Crore
Tenure
12 – 60 months
InCred Finance
RBI Registered Lender
Indicative
Interest Rate
14.00% – 24.00%
Max Amount
₹50 Lakh
Tenure
12 – 60 months
Key Benefits
- Collateral-free up to ₹2 Cr
- Quick approval in 5-10 days
- Flexible repayment
- Tax-deductible interest
- No prepayment after 6 months
- GST-data based offers
Features
- Loans from ₹1 Lakh to ₹2 Crore
- Interest from 11.90% onwards
- Tenure 12 to 60 months
- Use for any business purpose
- Top-up available
Eligibility Criteria
- Indian-registered business (Proprietor/Partnership/Pvt Ltd/LLP)
- Business vintage: 2+ years
- Annual turnover ₹40 Lakh+
- Owner age 25-65
- Owner CIBIL 700+
Documents Required
- KYC: PAN & Aadhaar of owner(s)
- Business proof: GST cert, Udyam, Shop Act
- ITR last 2 years
- GST returns last 12 months
- Bank statements last 12 months
- Audited financials (if applicable)
Plan ahead
Business Loan EMI Calculator
₹15.00 L
₹50,000₹1.00 Cr
11.00%
628
36 months
684
- Interest
- Principal
Monthly EMI
₹49,108
Total Interest
₹2,67,891
Total Payment
₹17,67,891
FAQs