Section 80C: ₹1.5 Lakh Tax Saving Investments in 2025

Section 80C remains India's most popular tax-saving lever. Here is how to maximise it.

ELSS Mutual Funds Lowest lock-in (3 years), highest historic returns (12-15% CAGR). Best for long horizons.

PPF 7.1% tax-free, 15-year lock-in. Sovereign safety.

EPF Mandatory for salaried. 8.25% return, EEE status.

Life Insurance Premium Term plans only — endowment plans give poor returns.

Home Loan Principal Up to ₹1.5 Lakh of principal repayment qualifies.

Strategy Max out EPF first, then ELSS for growth, top up with PPF for stability.