9 Proven Ways to Improve Your CIBIL Score Fast

Your CIBIL score is the single biggest factor in loan eligibility. Here's how to boost it.

• Pay credit-card bills in full — not just minimum due
• Keep credit utilisation below 30%
• Don't close old credit cards — long history helps
• Mix of secured + unsecured credit
• Dispute errors on your report immediately
• Avoid multiple hard enquiries in 90 days
• Auto-pay EMIs to never miss
• Pay off small overdue accounts first
• Wait 6 months between major credit applications